About Us

Chambers Townsend Consultancy was formed by Nigel ChambersDavid Townsend and Sam Alhamis in 1990, having previously worked together in the life insurance industry. With a passion for product development, the three were in the vanguard of the first FinTech revolution.

The expertise to deliver regulatory compliant software coupled with original market thinking put CTC at the forefront of the industry. CTC enabled clients to be first to market for Income Drawdown in the mid 90’s and pioneered software for transfer analysis.

In the late 90’s, Elements was formally and fully created out of CTC’s work for Pension Review – helping the industry review two million potential cases of pensions mis-selling.

Based on the latest client-server technology, Elements was used by almost 100 organisations to communicate with customers, track cases and analyse where compensation was due. With hundreds of products and pension schemes to analyse, Elements is well proven to work with the whole range of assets and charging structures.

CTC Software continues to exploit the depth of Elements, bringing new innovations in both B2B and D2C propositions – all while maintaining its long-recognised expertise and leadership in Illustrations and compliant financial modelling software.

Consistently Innovation from Regulatory Changes








CTC creates its Auto Enrolment Software 

CTC Software taken independent by management buyout

Business acquired by Alexander Forbes Group

CTC illustrations for income drawdown software created

CTC technology widely adopted for the pensions mis-selling review

CTC pioneer the original actuarial method for conducting Transfer Value Analysis, as later adopted by the regulator

Chambers Townsend Consultancy founded by Nigel Chambers, David Townsend & Sam Alhamis; colleagues in the financial services industry

Meet the Team

Meet some of the CTC team below.

Board of Directors (Executive)

Nigel Chambers, FIA

Executive Chairman and co-founder of CTC. Over forty years into his financial services career, Nigel continues to create advanced business ideas for clients and oversee compliance.

David Townsend, FIA

Managing director and co-founder of CTC. With over 30 years experience within the financial services industry.

Sam Alhamis

Operations Director and co-founder of CTC. Sam has over 30 years experience in developing and implementing systems in the Financial sector. Sam’s fierce intellect and logic assures clients of a winning outcome.

Board of Directors (Non-Executive)

Doug Johnstone

A veteran of the pensions and employee benefits market, Doug has previously been executive chairman of Alexander Forbes UK financial services business after his own EB consultancy was acquired by them.

Mike Christophers

Mike successfully grew KPMG’s Financial Service consulting business from its infancy in the ’80’s. Today, he holds numerous non-exec board positions across financial services and software.

Client & Service Management

Steve Bartlett

Operations Manager

Simon Coulden

Implementation Director

David Sankey

Head of SIPP

Adil Mahboob

Technical Support Manager

John Parker

Sales & Marketing Director

Contact Us

Request a callback for further information about our services.

Sunley House

4 Bedford Park




0800 689 4739

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