Chambers Townsend Consultancy was formed by Nigel Chambers, David Townsend and Sam Alhamis in 1990, having previously worked together in the life insurance industry. With a passion for product development, the three were in the vanguard of the first FinTech revolution.
The expertise to deliver regulatory compliant software coupled with original market thinking put CTC at the forefront of the industry. CTC enabled clients to be first to market for Income Drawdown in the mid 90’s and pioneered software for transfer analysis.
In the late 90’s, Elements was formally and fully created out of CTC’s work for Pension Review – helping the industry review two million potential cases of pensions mis-selling.
Based on the latest client-server technology, Elements was used by almost 100 organisations to communicate with customers, track cases and analyse where compensation was due. With hundreds of products and pension schemes to analyse, Elements is well proven to work with the whole range of assets and charging structures.
CTC Software continues to exploit the depth of Elements, bringing new innovations in both B2B and D2C propositions – all while maintaining its long-recognised expertise and leadership in Illustrations and compliant financial modelling software.
Consistently Innovation from Regulatory Changes
CTC creates its Auto Enrolment Software
CTC Software taken independent by management buyout
Business acquired by Alexander Forbes Group
CTC illustrations for income drawdown software created
CTC technology widely adopted for the pensions mis-selling review
CTC pioneer the original actuarial method for conducting Transfer Value Analysis, as later adopted by the regulator
Chambers Townsend Consultancy founded by Nigel Chambers, David Townsend & Sam Alhamis; colleagues in the financial services industry
Meet the Team
Meet some of the CTC team below.
Board of Directors (Executive)
Nigel Chambers, FIA
Executive Chairman and co-founder of CTC. Over forty years into his financial services career, Nigel continues to create advanced business ideas for clients and oversee compliance.
David Townsend, FIA
Managing director and co-founder of CTC. With over 30 years experience within the financial services industry.
Operations Director and co-founder of CTC. Sam has over 30 years experience in developing and implementing systems in the Financial sector. Sam’s fierce intellect and logic assures clients of a winning outcome.
Board of Directors (Non-Executive)
A veteran of the pensions and employee benefits market, Doug has previously been executive chairman of Alexander Forbes UK financial services business after his own EB consultancy was acquired by them.
Mike successfully grew KPMG’s Financial Service consulting business from its infancy in the ’80’s. Today, he holds numerous non-exec board positions across financial services and software.
Client & Service Management
Head of SIPP
Technical Support Manager
Sales & Marketing Director